Hover
Smartphone-to-3D platform: eight photos of a home become a measured 3D model used by carriers, contractors, and adjusters to price property repairs without a site visit.
hover.to ↗Score
- Traction (named carrier deployments)3 carrier deployment(s) with public source.
- 2/5
- Maturity (years since founding)15 years since founding (2011).
- 5/5
- Coverage (insurance lines supported)1 line(s) supported: home.
- 1/5
- Analyst recognition (Celent / Gartner / Forrester / Everest / ISG)1 mention(s).
- 1/5
What it does
Hover, founded in 2011 by A.J. Altman (still CEO), turns eight smartphone photos of a home exterior into a dimensionally accurate 3D model. Contractors use it to price jobs; carriers use it for claims estimation and pre-inspection, especially for roof and siding damage.
Carrier alignment. In November 2020 Travelers, State Farm Ventures, and Nationwide co-led a $60M Series D at a $490M post-money valuation — an unusually explicit carrier endorsement. Guidewire Software also participated, signalling integration intent with the dominant P&C core system.
Why this matters for the old → new → AI story. The legacy home-damage estimation workflow is a ladder, an adjuster, and a measuring tape. Hover short-circuits that into a smartphone interaction — no site visit, no adjuster time, measurements accurate enough for repair pricing. It sits in the same position as Nearmap and Betterview (aerial and satellite imagery), but captured by the policyholder.
Gap in public signals. Individual carrier deployments beyond the three Series D investors are not disclosed with named case studies. Ranking is based on investor-customers because those are the only carriers we can cite with confidence.
Named deployments
- Travelers (US)TechCrunch
- State Farm Ventures (US)TechCrunch
- Nationwide (US)TechCrunch